Cruises
What an incredible concept: a mobile hotel that you can only visit a few times a day, with a fixed schedule, shuffleboard, and unlimited buffets. This sounds like the ideal way to experience the local sights, music, and food, whether you want to or not.
Retirement Funds
It’s a good idea to save for retirement, but if you guys use all of Social Security’s money, the rest of us will never be able to retire. That doesn’t seem fair, particularly since you assisted in the setup of these systems.